YOUR HOME Our Mission
A Better VA Experience
Apply with confidence. We'll help you navigate your benefits and get you into a home with a loan you can be proud of.
100% Financing Available
Purchase your dream home with $0 down as a qualified veteran, active-duty service member, or surviving spouse. VA loans offer affordable homeownership with no down payment required.
How it Works
Ready to become a homeowner?
With your dedicated service, you’ve earned the benefit to apply for a VA loan. Purchase your dream home at a competitive rate without needing to put any money down.
Apply Online
Finance It
Done
Whether you’re a first-time homebuyer looking for a mortgage or relocating and looking for a new home, we've got you covered. VeteransLoans.com can get you pre-approved in no time!
The VA Home Loan Advantage
VA loans offer several compelling benefits, making them an attractive option for eligible borrowers. Here are some key advantages:
Zero Money Down
VA loans require no down payment, enabling borrowers to preserve their savings for other expenses or investments.
No Mortgage Insurance
Unlike conventional loans, VA loans do not require private mortgage insurance (PMI), resulting in additional savings on monthly mortgage payments.
Lower Interest Rates
VA loans typically offer competitive interest rates, potentially saving borrowers thousands of dollars over the life of the loan.
Flexible Credit Requirements
While lenders consider creditworthiness, VA loans have more flexible credit requirements compared to conventional loans, making them accessible to a broader range of borrowers.
Lifetime Benefit
VA loans offer a lifetime benefit, providing eligible individuals with the opportunity to utilize this valuable homeownership program throughout their lives.
Streamlined Refinancing Options
VA loans offer streamlined refinancing programs, such as the Interest Rate Reduction Refinance Loan (IRRRL), allowing borrowers to lower their interest rates and monthly payments with minimal documentation.
VA Loan Eligibility
Check the requirements to use your benefits
Like other mortgage programs, VA loan eligibility requirements are influenced by your financial situation and the standards set by both the VA and individual lenders. To qualify, you must meet service requirements, have a valid Certificate of Eligibility (COE), and satisfy the lender's credit and income guidelines.
Use the button to learn about VA loan requirements and find out if you qualify.
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Quick Pre-Approval
Find out how much home you can afford
A VA loan pre-approval shows sellers you're a serious, qualified buyer, giving you an edge in a competitive market. It involves a lender reviewing your finances to confirm your loan eligibility. This helps you move quickly and makes your offer stand out.
We simplify VA loan pre-approval with a few documents and expert guidance.
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Our Happy Customers
Don't take it from us, let our clients do the talking!
"Thank you all so much! Everyone was so great and helpful. We highly appreciate everything! You all rock at what you do!"
"We asked to close on our home in 30 days or less; we closed 23 days after earnest money was deposited. My wife starts a new job and they rose to the occasion to get us settled in. Thanks "
"The team made our VA home loan process easy peasy lemon squeezy! "
"I recently had the pleasure of working with VeteransLoans.com for my mortgage, and I couldn't be happier with the experience..."
"The refi experience was awesome! Everything went smoothly, everyone involved was kind and professional. I was kept up-to-date during the entire process. I couldn't ask for a better experience."