VA Loan Purchase

There is a right program for every mortgage borrower
See why the VA home loan stands apart from the rest

Purchase a Home, Not a Home Loan

Stress less about buying by using your VA benefits
Find Out More About Your Benefits 

No Down Payment

A VA loan is truly a no-money-down home program; you can finance up to 100% of the purchase price using a VA loan.

Lifetime Benefit

VA loan financing can be utilized repeatedly throughout an eligible Veteran or active service member's life.

Low Closing Costs

Limitations regarding what fees and costs a veteran can pay at closing further contribute to the affordability of the VA loan.

Eligible Properties

If you qualify for a VA purchase loan, you can use the loan to:

  • Buy a single-family home
  • Buy a 2-4 unit home
  • Buy a condo in a VA-approved project
  • Buy a manufactured or modular home
  • Make changes or add new features (like solar power) for energy efficiency
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Single Family

A single dwelling unit will have just one kitchen, unshared walls and unshared utilities.

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Manufactured homes, also known as mobile homes, are eligible for VA financing.

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Modular homes are built in sections at a factory and reassembled on-site by a contractor.

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Condos are eligible for VA financing if the entire condo complex is approved by the VA.

We Have Options offers FHA and conventional financial products for homebuyers


FHA loans offer attractive interest rates with less demanding and more flexible requirements such as credit scores, than conventional loans.

  • 80% cash-out debt consolidation options.
  • 30 year fully amortized fixed rate.
  • 97.75% financing to lower rate and/or term.


VA loans require no down payment or private mortgage insurance. They also feature competitive interest rates and are available to service members with less than perfect credit.

  • 620+ credit score
  • 0% Down
  • No PMI
  • Loan Duration (15 or 30-year)


Conventional loans continue to maintain their reputation of being a safe type of mortgage loan and should be an option for borrowers with good or excellent credit.

  • 660+ credit score
  • Mortgage insurance can be cancelled when home equity reaches 20%.
  • 3% down payment required.

Find the Home for You

At we are humbled our clients put their trust in us during one of life’s memorable journeys – homebuying. We appreciate the way they have showered us with positive and favorable reviews. See for yourself what our clients have to say about
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Create a better financial future

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To see if a VA loan makes sense for you, get started with a custom quote with no impact to your credit score
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